If you have good credit, you can get a laptop for $50-200/month on a payment plan. Watch for the interest bs, though...
But if you're just copywriting/SEO/blogging/etc, why do you need a top of the line laptop? Do what I did and find yourself an old 90s rig from an alley and hack your Dreamcast until you can afford it. Or get a cheaper but faster desktop. Debt sucks..
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