Quote:
Originally Posted by Robbie
Sly it was only a few years back that it didn't cover anything at the pharmacy.
Insurance was supposed to be a "just in case" emergency plan for a catastrophic occurrence.
But we (the consumers in the USA) have been manipulated into a situation where EVERYTHING is "covered" by insurance, and they price gouge us so we can't afford to just pay for it ourselves (like I always did in the past).
Insurance SHOULDN'T "cover" our prescription medications.
And our prescriptions SHOULDN'T cost us many times over what every other country in the world pays for the same exact brand name medicines. 
It's a big, well orchestrated rip-off. And the govt. doesn't "fix" it because they are all in on it (yes, even "baby jesus" obama). |
This is so true. Some medicines are priced so high that most people couldn't afford them without insurance. It is all one big scam. Big Pharm manipulates prices to keep them high forcing people to demand prescription coverage in their insurance which then drives up the cost of the insurance.
Another problem is that there are just too many people between my dollars and my doctor. If I was going to pay a guy $20 to mow my lawn I would hire him, he would mow my lawn and I would hand him cash. There is really nobody between him and my money. If it were run like the healthcare system I would have lawn mowing insurance and pay a monthly premium of $40 then I would hire a guy to mow my lawn, I would give him a $5 co-pay and he would bill my insurance $60. Will all of these people wanting to get paid in between he and I, the price is bound to go up.