The banks are able to get money from the Feds (our money) currently anywhere from 0.0 - 0.25% and the banks turn around and resell that money to us for mortgages, etc. Take the banks out of the mortgage picture, have the govt loan our own money back to us at these rates on mortgages and not only would the economy shoot up like a rocket but home ownership would be affordable to a lot more. Of course this would never happen but it shows how the entire system is geared to enrich a few at everyone elses expense.
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