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you can make something like that with photoscape (free), if you're prepared to play around with it a bit. Shiny isn't a 'color', like TT wrote it's gradient layers of color that give the impression of light reflecting off the image. It's lightest wherever you want the 'light bouncing off' effect and graduates down to darker colors.
Find an image with the type of gold and silver effect you want to replicate and start off with the middle colour (the lightest color) and work your way out with darker layers of 'linear gradient' and 'graduated tint' (both found in the 'filters' section) at the edges. Then just play around with it until you achieve the look you want.
If you don't have the time/inclination to try something like that maybe look around for someone with good feedback to hire to make one for you? The prices for banners are pretty inexpensive.
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