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Hopefully the usual industry scumbags don't ruin this for the rest of us......again.
Paypal if you reading this most of the fraud in the industry is done by people at the top and NOT the smaller merchants. Instead of doing exclusive deals or making people pay ridiculous fees upfront simply institute a fee schedule which increases exponentially as chargeback percentages rise and also have a policy making all accounts count towards the percentage. Do not let the scumbags do the shell company shuffle they typically do with Visa and the banks.
Thousands of adult merchants will gladly pay you 5% + $0.50 a transaction. Most run honest businesses. There is no need to force the use of middle men like Epoch.
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