we have show dogs so kind of important to have some insurance. but it only covers basic treatment i didn't even think chemo was an option for pets to be honest.
some things you can do to avoid such things is keeping their diet in check. buy the more expensive foods that don't have bullshit fillers like corn and grains in it. The good thing is those foods are very calorie rich so you don't have to feed them as much of it so the costs aren't as bad as you think. Keeping their bodyweight down is extremely important, its your job to figure out how much they need, not theirs. Feeding them some greens every now and then seems to help as well. like broccoli stocks, don't have to make them salads ;)
We have a dog with cancer and he was given 3 months to live about 5 years ago and hes perfectly fine and happy today, because we have taken the steps to avoid feeding the tumours. Vet said he most likely got it from being neutered at too young an age which is known to raise the risks significantly.
diet is a different form of insurance ;)
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