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From an affiliate perspective (I've also owned a pay site with Globill before but that was long ago) I have seen many smaller programs switch (either to Epoch or full on Nats or MPA3) and then go back or have money problems and close. But I've also seen some who stuck with it and claimed less denials.
If I were you I'd be careful about some of the advice you get. Many have an agenda. I would use the search feature for a day or two to find others somewhat like you in size who made this choice and then follow their posts and records of them for a while to see how it all worked out for them. Were they happy and still in business a year later or did they go bust shortly thereafter?
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