one thing is for sure:
i sent money to
[email protected] (paxum email)
so someone who had contacted me has to have an access to this paxum account associated with this paxum email.
So i assume, the one who is behind this email has cheated me.
To answer another question, fortunately not, i am not that stupid, it is not 10K transaction. Actually, it wont ruin me, but in general, i dont like cheaters. Got in touch with paxum already.