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Well well well... speaking of weird charges...
I'm in Australia but TD Canada Trust has randomly charged me $US30 twice on cheques that have been drawn from their bank... one was more than 5 months after I had first deposited the cheque. My bank refused to bat for me and just kept going on about how they pass on charges. No comment about how applying a charge 5 months after settling a transaction is highly unusual, nor why the other 8+ deposits didn't have this mystery fee charged.
I can has my $60 back please TDCT? :D
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