Read all about that going on in California. One 30ish woman who is a contracted engineer who is paid $80K a year gets her health insurance cancelled because her $98/ mo policy does not meet the new mandated minimum coverage levels. The new policy offered her that is compliant with the new law is $238/mo. She CANNOT afford that on $80,000 a year?

Life is so tough ...

This really should be like auto insurance in this state -- if you post a cash bond of the minimum coverage required to operate a motor vehicle's insurance requirement for liability you don't have to buy insurance.

Make the cash bond vary with the persons age. 30-year-old = $60K CASH bond. I am just being illustrative as I know this is impracticable. But just how do these people with these limited payment policies intend to pay the any uncovered costs?