I couldn't afford to pay two months down, so the guy on the phone worked that out for me, plus he found me extra discounts.. apparently being referred by paypal or having an account with them is worth 10% off... No claims for at least 5 years is another one.. etc.
Nowhere have I ever had a better experience fucking with automobile insurance and the premium is 40% lower than anywhere else out there at all anywhere.. I quoted through maybe 15 companies last night.
Also, this is the only one where the price was the same and did not change by the time I wanted to buy it.. Most of them show you one price and try to charge more on the final step... They didn't, at all.
They sold me strong coverage for a very good price. Well under $600 for six months. With a dui against me.