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VVVV, that's how it should be. Any well-run program should have unpaid affiliate income in held in a reserve or otherwise reflected in the books as a liability, so what's the downside in paying out? After all, it was never their money, and they got to hold it and use it for years as a free loan.
Of course, in a contracting industry a lot of folks simply can't meet their obligations, and affiliates are about the easiest to stiff. Having a good reputation mattered a lot more to affiliate programs back when the money was flowing hard. These days, a lot of outfits just don't seem to care.
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