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Claiming the money
How do you know she didn't get the money?
You might search the state treasurer's unclaimed property site, as the bank is only allowed to keep the money a couple of years before they have to turn it over.
You're fucked anyway with a POD. PODs are set up so the money stays outside of any will or probate, same as Transfer On Death. Went to an elder care seminar and the attorney there explained that was the way to avoid wills and probate, especially things such as cars as probate could take years while the car sat there rusting away.
You might be able to contest your uncle was not of sound mind or was under duress, but your chances of proving that in small claims would almost be impossible. If it's a larger amount the legal fees would eat all of it up.
Besides who ever heard of a whore not immediately going after money?
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