Originally Posted by TheSquealer

Insurance companies are highly regulated on both the state and federal level and aren't even legally capable of making any decisions/changes/policy changes without following extensive rules and regulations and without getting state approval for acceptance.

I understand all the idiotic simpletons need a boogeyman to point the finger at and say "the bad guy is over there, go get him" - but the real world is just not that simple,... hence these moronic discussions, blaming 1/2 the uniited states voters for being 'dumb', 'brainwashed', 'extremists' etc.

Higher rates are not due to insurance companies being "out of control". Anyone that knows the slightest thing about insurance knows full well that insurance rates are almost entirely dictated by costs to insurance companies, namely in the form of endless lawsuits by idiotic assholes who see a chance to game the system for a quick buck at the expense of everyone else.