Originally Posted by TheSquealer

Obviously something is wrong, Einstein. What is wrong is that we live in the most litigious country on the planet. Maybe we should start there and deal with that reality first, which is the the single largest cause behind insurance rates.... Or are you just so devoid of reason that you think all insurance companies, competing in a free market in every industry just arbitrarily raise rates for no reason whatsoever, rather than trying to compete like every business on the planet does.