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I've never lost any funds, but twice my "debit" cards have been comprised. The second card is a card i don't use often, so that was strange....
This is going to become a huge problem in the future. Eventually I see a day when we'll have to lock our cards to a certain locality, and if you plan on going outside of a certain area you'll have to call the bank in advance. I mean, obviously if my card is being used outside of the US it's not me....
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