I'm surprised there's not a solvency requirement by VISA or acquiring banks that mandate PSP's can't touch funds that aren't theirs. If I process $10,000 and am being charged 10%, then $9,000 of that money should be off limits to every single person/company except me, regardless of whether or not they even go bankrupt. Their bankruptcy should be done on their own dime. Otherwise the temptation to literally steal the money under the guise of running the business is too great.
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