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I voluntarily cancelled my old insurance plan through UnitedHealth. I then signed up through the ACA and a Sierra Nevada plan. The new plan is much better and saves me over $5k a year. Before i enrolled I looked at the provider list and everyone of my doctors, except one, accepted my new plan. The one that didn't was my eye Dr and I chose to see him out of network anyway. Because I liked my Dr and I kept him. This is available to anyone that was/is self employed.
Individuals who receive coverage through their employment do not have this choice. But they never had this choice in the first place. At anytime an employer could change the companies health care plan and an individuals primary Dr could then become 'out of network'.
There is a lot wrong with the current version of the ACA. But also a lot right. What is amazing is that in reality the Dems should be the ones complaining and the Republicans should be championing the ACA (based off of their party platforms). This law is economically fantastic for small business (under 20 employees). However as usual politics has gotten in the way and instead of working together to make the law better, both parties are just digging in so they can sway their base for the mid term elections.
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