Originally Posted by AmeliaG

Are you a full-time webmaster or is this a side thing to supplement a different primary occupation? (Not asking to be combative, but to determine how you could have qualified.)

CoveredCalifornia's system helps almost nobody who has a business because the State of California bases your ability to pay on how much your business grosses and not how much it nets. One of my grad school professors (who I like) is one of the architects of ACA and I reached out to him when I found that out and he felt that, well, that was just California and it was up to each state to determine various aspects.

Yet 25% of small and medium-sized business owners and their employees were not insured prior to ACA -- a large portion of the uninsured pool.

Big corporations have a cap on how large their fines can be for not insuring their people, but there is no such cap for small and medium-sized businesses.