Quote:
Originally Posted by TCLGirls
You are still 100% free to pay your doctor straight out of your pocket. Obamacare does not prevent you from finding a new doctor and paying him direct cash for your healthcare.
The reason many people prefer health insurance versus paying direct cash is so that if a serious health problem occurs, they don't need to pay all the cash up front at that very moment. That can be very expensive. Rather, they can rely on the insurance to pay the doctor.
But like I said, if you prefer to pay direct cash to your doctor every time you visit him/her, you are still free to do that. No one is preventing you from doing that.
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And the details on how you believe modified adjusted gross income is anything like net income are what? The actual implementation matters, not just the mood surrounding the policies.
Most educated middle class people think it makes sense to laugh at (or feel sanctimoniously sorry for) poor people who buy lottery tickets.
They say the lottery is a tax on poor people who are bad at math.
Health insurance is a tax on middle income people who are bad at math. I understand that health insurance gives people a certain peace of mind, but that peace of mind is a luxury.
Here is an example for you: I went to my local urgent care recently because I no longer had a regular doctor. Their fee was $69. The insurance CoveredCalifornia wanted to sell me featured a $120 co-pay for a visit to an urgent care. So, if I had insurance, it would have covered my expenses over $120 for a visit which cost roughly half that?
The science of statistics was invented by gamblers and insurance companies and the house always wins. If you think you are coming out ahead, you are, by mathematical definition, either the exception or mistaken.