Quote:
Originally Posted by AmeliaG
And the details on how you believe modified adjusted gross income is anything like net income are what? The actual implementation matters, not just the mood surrounding the policies.
|
You can see if your MAGI is close to your Net by using the detailed instruction here:
http://www.medicaid.gov/State-Resour...conversion.pdf
Quote:
Originally Posted by AmeliaG
Most educated middle class people think it makes sense to laugh at (or feel sanctimoniously sorry for) poor people who buy lottery tickets. They say the lottery is a tax on poor people who are bad at math.
Health insurance is a tax on middle income people who are bad at math. I understand that health insurance gives people a certain peace of mind, but that peace of mind is a luxury.
Here is an example for you: I went to my local urgent care recently because I no longer had a regular doctor. Their fee was $69. The insurance CoveredCalifornia wanted to sell me featured a $120 co-pay for a visit to an urgent care. So, if I had insurance, it would have covered my expenses over $120 for a visit which cost roughly half that?
The science of statistics was invented by gamblers and insurance companies and the house always wins. If you think you are coming out ahead, you are, by mathematical definition, either the exception or mistaken.
|
Like I said, you are 100% free to pay direct cash for all your hospital visits. Obamacare and ACA does not prevent you from doing that.
Furthermore, you said you have less access to quality health care now versus before ACA. How is that possible? You never had health insurance, and always paid cash for your healthcare correct? So if you always pay cash for health care before, and now, your access to quality health care has not changed whatsoever.