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Old 05-19-2014, 01:35 PM  
Klen
 
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Join Date: Aug 2006
Location: Little Vienna
Posts: 32,235
Quote:
Originally Posted by Mickey_ View Post
Most finance sites already have two-step authentication in place.

For 'lower risk' websites (such as affiliate programs, rtb platforms, etc.) I see the suggestion as a huge headache, since you would have to enter the unique code you received in a text message every single time you logged in as opposed to using a good password manager.

Same for B2C sites, most surfers either remember their pw or save it or write it down. The one-time code authentication would be an inconvenience. I see convenience more important than pw sharing.

One thing's for sure: the current u/p method is broken and is ready for innovation. Some interesting developments are taking place in biometric authentication.
Using a password manager is indeed fastest way to login to website,but there is still a lot of people who login manually(either by using text file with passes,or remembering passwords)so that would still work for them.Also,i didn't said how that should be only way to login- that would be a bit crazy as not every person have cellphone or want to use cellphone for that purposes.so it should offered along with classic authentication.But still it looks like a best method when we calculate speed and security factors,and since you already mentioned two-step auth,namecheap have sms auth along with u/p auth,and having just sms auth it would be definitely faster yet still secure.
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