I dont really think its a big a deal as people are making it out to be. I recently had to replace the power supply in someone's computer and noticed they had automatic updates turned off. It was still on vista service pack 1. I made sure to fix everything up and run some scans and other than a bit of mostly harmless adware / malware there was nothing wrong with it. I think ms is just playing this security risk to the max to get people to upgrade. It's not like there was a rash of attacks when they stopped supporting 98 and ME.
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