Quote:
Originally Posted by adultmobile
It happened to me that an USA person resold/brokered me a Filipino guy who hired "chat agents" who ultimately was doing signups. These chat agents in turn had contacts with filipinos living in USA and Australia who was friends with some US and AU citizens neighbours of them, with whom they had a deal so they will submit a $10 sale with their credit card and IP in order to get $20 back. I paid $80 PPS for each of these $10 submissions, so $70 profit for affiliate, and the split it was like $10 to cardholder, $10 to filipino expat friend of cardholder, $10 to filipino agent in the philippines, $20 to the boss of the filipino agents in philippines, and $15 to the USA reseller who ultimately I paid.
Since the cardholder just wanted to multiply $10 into $20, he been given the join page and did not even checked what the site it was about, even less cared to buy more. Even if most did not chargeback, this is not good for PPS, but only for rev share (but in such case, you do't find chat traffickers easily). I remember a chat traffic guy making $3000 worth of PPS, then no one (zero) in next year either buy more or chargeback, all it was legitimate cardholder from own IP signing up, incentivized to signup in some off-site way, at times that's to get a cam show in yahoo/skype or just to be nice to the agent; i.e. I want help you because have sick mother or young kids to feed, and rather than send you $10 directly, I go deposit $10 in that one link you give me so you get $80 instead.
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I have been monitoring chat traffic for fraud for over 5 years now and been pretty successful at it. This is nothing new for me. I've seen good sales, bad sales, great sales and unspeakable horror.
The reason I made this thread was to find out what I was missing because aside from the impossible ratios everything else checked out.
It's not hard for me to imagine the scenario you mentioned above. One thing that has helped me is not paying out too much. Chat agents are all on their way to the dark side, they will almost all get there sooner or later. They have direct contact with the customer and hold a lot of influence over the customers actions both before and after joining.
Paying too much is a sure way to both attract the worst agents and also turn the decent ones down a dark path. One of the easiest ways to minimize fraud is to find out how much a stolen credit card profile costs on the street and always pay less than that. If carders can't turn a profit they won't card. Nobody does that shit just for fun. Of course, it's not quite that simple because your site is not the only one they can run that card on, but if you have good fraud scrub and solid contact with customers you can make a good portion of the stolen cards worthless and spot the other fraudulent transactions before they do any real damage.