problem with an actual merchant account is if you get hit with a FINE of say 10k is what mastercard wants to fine people if they go over the 1% that would mean you would have to come up with 10k in cash to pay that instead of the IPSP eating the fines.
Just a thought some of those fines can get to be pretty hefty and even if you run an honest and legit business one bad apple could end up costing you several thousand in one whack in fines alone!..
something to think about.
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