Your debit card will get a chip soon
The next debit card you get will probably have a little golden chip in it, and that's a good thing.
The chip will make it much less likely that someone can counterfeit your debit card and go on a shopping spree, so you won't have to spend any time calling your bank and arguing with them about who bought that stuff, or waiting for the bank to refund your money.
For banks, it's maybe not such a great thing. It will cost them about $1.4 billion to issue chipped "EMV" cards, for Europay, MasterCard and Visa. So why are they going to do it anyway? In part because of ratcheting pressure from MasterCard and Visa.
Read more:
http://www.bankrate.com/financing/ba...mm_PF_mainlink