OK, that is the employee's share $66 or you only pay 1/2 $33 A MONTH or per weekly or bi-weekly paycheck?
But if your NET income is $100K CAD as example and your employer will cover your family of you, your wife and 2 teenage children as example? You said max.
Canada is a "post industrial" economy so the level of healthcare service in the area is good? I am talking about critical care or routine hospital care not just doctor/specialists visits. And the waiting times are acceptable for urgent care or needed surgery, cancer treatment, etc. ?
Or, you really need to pay for private care to get to the head of the line? That's been the mantra this side of the border for years ... I know of Brits that seem to be OK with the NHS other than bitching about the tax support to maintain the NHS.
Medicare seems to work pretty well in the USA but how much subsidy is in customer or insurance paid healthcare is never discussed.
In the final analysis, the benefits for Medicaid payments may need to rise (along with additional taxes) to lower the inflated private paid benefits;
OR:
- we need to go to single payer in the USA, and;
- not have to pay private insurers, but;
- bear the burden of a substantial tax increase to cover a single payer healthcare.
Pick your poison but the problem has no magic solution here ...
I don't it is fair to hold Medicare or Medicaid up as an example for the reason that these governmental programs are being subsidized by the private payers -- or that is all bullshit and there is a lot of padding in the entire healthcare system in the USA ...