Savings
It's not an age thing, however people who went the 1920-1940's have experiences of poverty and want to hoard/save everything.
But I worked with a young guy who would drive 100 miles in his VW and wait hours to save 20¢ on a case of diapers. Thing is he had a decent job so it wasn't the money. It was something else.
You have to figure time & money against return. His return was about a -$300 plus time of his life wasted.
You have to look at yourself and ask what is "my time of his life" what value has it?
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