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You probably did break the law. I don't know about Canada but here in the US that would violate the Fair Debt Collection Practices Act (FDCPA) and possibly other such laws. Since Canada tends to be better overall about consumer protection and privacy I would be shocked if that weren't illegal there.
IANAL but you should either get one if you have a lot to lose or not respond to her at all further regarding the matter. Anything you say could end up being used against you. I believe here the fine is something like $2,000 with the possibility of more if they can show actual damages.
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