Originally Posted by AmeliaG

You are exactly right that many businesses, not just insurance companies, look to constant welfare to line their own pockets.

My personal belief is that the larger society should provide a safety trampoline, not a net.

If someone falls on hard times or catastrophe and they need help getting a roof over their head or paying for surgery or education, I am all for it. But the idea should be that everyone should have both hope and motivation to make a better life.

Insurance offers peace of mind for those who have it, but it costs more than healthcare because it is an additional service on top of healthcare. That is not a luxury the average 24-year-old requires.

Do I think society should step up for someone in serious temporary need? Yes.

Do I think society should divert trillions of dollars to specific private industries on a constant basis? No.

One of the problems with ACA is that it aggressively destigmatizes welfare as a lifestyle choice. In fact, the ACA attitude is that anyone who wants to earn his or her keep is a dumbass chump. Whether someone is rich or poor, that is a very upsetting view to people who have a work ethic.