Originally Posted by arock10

No, the person buying the house is actually the owner. Sorry if you don't understand how a mortgage loan works

As Woj said, why would I spend 100% of my money on a house, when I can put 20% down and pay 3% interest and invest the rest at well over 3% interest...

Even the average american understand borrow at 3% and invest at 6%... I would understand that the average russian may not, but you are a business owner and should be a little more savvy to understand how to use leverage to make money.