Quote:
Originally Posted by Robbie
I've had health insurance since 2002.
I simply walked into Blue Cross/Blue Shield and bought it. No "enrollment period" that I knew of.
And when I used State Farm (14 years ago) and now Farmers (starting 2008) to insure my homes...both companies tried to get me to switch over all my insurance.
Is this something that is new? I always used to see health insurance companies advertising all the time. And I never heard the ads say: "But you can only give us your money during a certain time period."
Anyway...it seems to go against the idea of getting everyone insured, and creates a window of time where some people will be uninsured. Kinda dumb.
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You've been self-employed. Open enrollment has always been a thing for all but a small percentage of the population. You can get around it for certain life events (marriage, death, divorce, job loss, new kids, etc.).
This guy could even get around open enrollment if his lazy ass wife would get a job that pays more than $15k.
You have to play by certain (and simple) rules if you want it subsidized by taxpayers.