Quote:
Originally Posted by Barry-xlovecam
How many years ago was your insurance $500/3 and is your coverage the same -- out of pocket and deductibles for $1000/3 now?
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It was a little over $500 for FOUR of us in 2009.
I first got that policy in 2002. At that time it was a little over $400
So in 7 years it had went up a hundred bucks for FOUR people.
In 2011 one of the people is no longer on my insurance. So now it's just 3 of us.
Same exact policy, same deductible. And now (starting in 2015) it is $1020 for THREE of us.
It's jumped every year since ObamaCare started. At first I hoped it was just the insurance companies trying to squeeze out what they could before Obama Care stopped them. But since neither I nor apparently ANYONE has ever read that monstrosity of a law...it turns out I was wrong. I fully expect it to go above $1,100 by 2016 and to just keep on rising.
I went online and looked at the "Exchange" for ObamaCare insurance.
For a policy that was similar to mine but with a $5000 deductible (mine is $3,000) the cost was $970 a month.
So I would have to pay an extra $2000 a year to ever reach the point where the insurance would even kick in if I changed insurance and went to the exchange.
That means that in 2009 when ObamaCare went into effect I was paying just over $6,000 a year for health insurance for four people.
The President promised that my bill would drop $2,500 from that number.
So I expected to be paying $3,500 a year for insurance. (not HEALTHCARE, just insurance)
Instead I am now (as of 2015) paying $12,240 a year...just for insurance. For 3 healthy people.
So yeah, I'm a little disillusioned and feeling like I have been screwed by the govt. holding hands with the insurance, medical, and pharma companies.
And I'm not alone.
I have read a lot of people on here talk about how much better this is for them and the people they know.
Well...we must run in different circles and have different incomes. Neither myself nor any of my associates or friends get any kind of govt. subsidies.
We are the people PAYING for all of the people getting subsidized.
And it doesn't feel good to know that and to know that the insurance companies are making so much money now that we are all forced to play the game.