EliteWebmaster: I'm hardly an attorney nor completely literate with US specific laws... but let me just wonder something aloud.
If you are in the US, and they are the US, and the funding was done via a US online service -- and they deliberately sent you a specifically marked refund (in effect admitting they owed you compensation) -- of which you have full history logs/screenshots -- and then "bounced it", would this not be something you could simply file a formal complaint about to local law enforcement as fraud?
Like I said, I am not sure with respect to the intricacies of US law in this respect, so I am not certain whether this could be reported as illegal activity, or if you'd need to file an actual lawsuit. The former would not likely get your money back, however.
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