Sorry for the confusion!
We have 2 ways you can go:
CardBilling powered by Verotel
5% rate for all credit card billing. There is a setup fee of USD $500 and an annual fee of USD $500. There are no minimum processing requirements.
Pricing and conditions for CardBilling can be found here:
Cardbilling, A Revolutionary Payment Solution
Verotel Premium- Credit Cards, ACH/Direct Debit EU, and Bitcoin
With Verotel Premium, we have a promotional offer when coming from another IPSP. Pay 5% for all credit card processing above 1K/week for 90 days. After the promotional period, your rate would default back to our Premium rate table. You can see the rates/conditions here:
Price Comparison Chart | Verotel. Select Premium on the page and it will give you a complete overview of Verotel Premium.
If you choose to go with Verotel Premium, there is a minimum weekly processing requirement of EUR 1K/week, if this minimum threshold is not met, then a EUR 25.00/week processing fee is added to the account. As long as your "smaller months" example of 5K is spread, then you should not see these fees either. Weekly minimums are not a requirement for 30 days from the first transaction. This gives you time to begin moving everything over without any additional fees.
If you would like to discuss this in more detail, please send me an email (in sig) and we can either setup a call or handle everything by mail, however you prefer.