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Well see: you can buy btc with your credit card or paypal on a Few number of regulated btc exchanges (and this is relativity new, last year or so) BUT only after your account has been approved (ID verification and Bank account details ARE required) and this can take a few business days?.Buying btc on these Exchanges via wire-transfers is usual a bit quicker (as these types of payments don?t have chargebacks and maybe your account doesn?t have to get approved platinum level yet)
So yes buying btc with a credit card instantly and randomly on a website is crying out scam one way or another - just my 2cents
Jason pretty much summed it up too.
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