Originally Posted by plaster

Fairly certain everyone in this thread has misinterpreted the op here. He's not getting denied for high chargebacks, he doesn't want to spend the hr fee because he doesn't have the sales to justify.

Anyone with an issue with 1k fee is not even a blip on the chargeback threshold.

Further, if you are processing through an ipsp then the "fraud" sales completely fall on them. They made the decision to take all of that into their hands and their responsibility then to scrub it out.