I actually have a funny anecdote regarding this.
I was scammed only once, and it was for less than 100 bucks.
However, upon completing a rather large project ($40.000 +), the client disappeared without paying me the last $2.000. It took months and a lot of headaches but I was finally able to track down one of his partners and got him to pay. In reality, I was lucky. When I finally get the money in my epass account, 2 days later epass shuts down and my 2k are frozen. About a month or so later I am finally able to extract my cash.
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