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Their privacy policy is absolutely atrocious:
"We collect nonpublic personal information about you in order to administer our business, process your transactions, understand your needs, and provide you with products and services. We obtain nonpublic personal information about you from the following sources:Information (such as your name, Social Security number, postal address, email address, telephone number and date of birth) you provide to us when applying and in requests by telephone, through this web site, and through other channels.
Information (such as your card balance, funds loading history, parties to transactions, and card usage) about your transactions with us, joint marketers, or others; and
Information we receive from other sources (such as a consumer reporting agency) in the process of verifying your application information or other information required in the decision process)."
"We may disclose all of the information we collect, as described above, to companies (including affiliates) that perform services on our behalf, including those who assist us in preparing and distributing cardholder communications, and responding to customer inquiries."
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