Quote:
Originally Posted by Due
Bullshit there is no way you can charge back a wire transfer.
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Pigshit.
The only available options for reversing a completed transfer are if the sending bank made a mistake, if the payment order was a duplicate of a previous order, or if the order is for an amount greater than the beneficiary was entitled to receive under the transfer. In those cases, the beneficiary's bank will recover the funds improperly paid to the beneficiary. I have had PLENTY of double deposits (mistakenly done by the payer) that one of them was reversed.
Thankfully it has never taken me into the negative because I don't live off of pennies and food stamps so its never a big deal. I also monitor my bank accounts very closely so I see when it happens and usually I have already been contacted that the error was made.