Originally Posted by sincats

It 'may' not be considered adult based on the content, but simply due to the fact that all transactions are web based the site will most likely be considered 'high risk'.

I have helped a few people setup processing through 3rd party processors and direct bank merchant accounts. In virtually all cases (especially with merchant accounts), the services were considered high risk simply because the purchases are done 100% online (card not present).

It's not as bad as it used to be, but any purchase with a Visa/Mastercard is basically an unsecured loan that can be called back at anytime (within around 3 months). So it's risky and therefore the $500 fees and practically mandatory.