PayPal and I fought to a draw in 2000 on webcam porn.
They released my money in 10 days and we agreed I would close that account and not run my p0rn (under-the-radar) scam.
Back then, a PayPal merchant account was 2.8% in fees off the street
Today: We might be willing to put up a six figure all cash performance bond with PayPal to be able to use them direct for our customers only