Quote:
Originally Posted by ErectMedia
I've never taken an Uber but I've used it to bring other people to me. Cab will have more stringent background checks, vehicle inspections, higher insurance. So if it's me bouncing around town I'd do Uber. If I'm putting my imaginary wife/kids in a car I'd probably do a cab so I know better background check, inspected vehicle and if shit were to go bad I can sue a cab company instead of someone broke who's insurance company probably doesn't know their using their car for commercial purposes and will drop them and just file bankruptcy when my lawsuit hits. 
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It probably depends on the country, but here in CZ drivers are insured by Uber while they have passengers in the car. During the down time its the driver's normal insurance. So basically the same coverage as a taxi driver.