Originally Posted by Barry-xlovecam

You are wrong it is not the shady operators -- it's the shady customers (fraudsters) behind VPN, tor and other proxies.

Using 3ds, IP greylisting, sms verifications and other methods, including fingerprinting customers at the access points to our PCI-DSS billing servers, has reduced our chargeback ratio to near 0.20 % now. (.0020)

3rd party billers are suckers for scammers -- we are not. We can't afford to be.

You would be surprised at all the fraud being hidden behind VPN and proxies at well known data centers. Rouge customers with cloud server accounts mainly.