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Originally Posted by Bladewire
DWW No body talks about. Not rouge "customers" bro. You probably know that though, just being polite in present company ;)
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DWW is on the list too. Mommy chargebacks are a big item too. But cloud servers that fraudsters are hiding behind are 70% of the issue. Detect those properly and the chargeback rates drop phenomenally.
Ripping off porn sites is easy R&R for hackers. Also, lot of fraud is with set-ups by models and their boyfriend carders too in the cam business. You should see how some of these models protest when they don't get the money that their carder boyfriend spent and we reversed the transaction before the chargeback occurred -- we have people monitoring for unusual or illicit behavior around the clock.
BIN errors a USA card used in Europe or Asia always needs 3ds verification -- the big problem is with the participating banks; my own Bank of America credit card will not verify for the reason that Bank of America (my ''issuer'') does not use Master Card Secure. A lot of US banks are not participating in 3ds (Secured by VISA and Master Card Secure). Western European banks are more apt to verify.
I force new customers to 'virtually' bend over and spread their cheeks then stuff the proverbial rubber gloved hand up their ass, with as much lube as possible, on intake -- if you don't you will get ripped off with online transactions.