Quote:
Originally Posted by robfantasy
Also if anyone has insight...
Fraud Alerts.... one of the ...
then the customers claim they never bought anything in XYZ region and the chargeback process begins almost immediately with cancelled card, etc.
How do you guys handle minimizing this?
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Use minifraud from maxmind to check the location of the BIN -- make sure that the person charging the transaction is not on a VPN/Proxy in the same country as the card. This is why the USA has the most fraud (on the surface);
- the USA has the most stolen cards and
- the majority of datacenters offering VPN/Proxy services are located in the USA.
They are out to fuck you and if you get fucked -- it is really your fault in most cases.