GoFuckYourself.com - Adult Webmaster Forum - View Single Post - Ever made a claim on your house insurance?

Joe Obenberger · 07-20-2016, 05:04 PM

House Insurance with USAA.

Have you watched their TV ads? The ones that say that over 90% of USAA members plan to stay for life?

I'm one of them.

Started USAA for car insurance and credit cards in 1979 when only military personnel were eligible. They've treated me fair and square, and sometimes a bit more than fair ever since.

I've had them for homeowners insurance for decades. Any and all claims, even basement flood damage, covered without any hassle. And when it was caused by a defective sump pump, they claimed against the manufacturer. When they won, they sent me a check years later to refund my deductible, $1,000. I'd forgotten about the claim by then, but they didn't forget to send me the first fruits of their claim.

Now, they are essentially replacing my 30-year-old roof for free. "Wind damage" required its repair, you understand. :-) . I use them for everything except professional practice coverage, which is outside their turf.

And I'll stay with them forever.

Are they a bit more expensive than Geigco and the others? I've never checked. I suspect that they are. I worked for Travelers Insurance for ten years defending injury claims, worked with lots of lawyers paid by other insurance companies. Including the cheap "substandard" carriers. I saw every day that the insured individuals get what they pay for. Those who pay the lowest insurance premiums get the worst treatment, with cases that drag on for years and years, and sometimes the results are worse. You really do get what you pay for.

I just can't run out of good things to say about USAA.

07-20-2016, 05:04 PM
Joe Obenberger Confirmed User Industry Role: Join Date: May 2003 Location: Chicago Posts: 466	House Insurance with USAA. Have you watched their TV ads? The ones that say that over 90% of USAA members plan to stay for life? I'm one of them. Started USAA for car insurance and credit cards in 1979 when only military personnel were eligible. They've treated me fair and square, and sometimes a bit more than fair ever since. I've had them for homeowners insurance for decades. Any and all claims, even basement flood damage, covered without any hassle. And when it was caused by a defective sump pump, they claimed against the manufacturer. When they won, they sent me a check years later to refund my deductible, $1,000. I'd forgotten about the claim by then, but they didn't forget to send me the first fruits of their claim. Now, they are essentially replacing my 30-year-old roof for free. "Wind damage" required its repair, you understand. :-) . I use them for everything except professional practice coverage, which is outside their turf. And I'll stay with them forever. Are they a bit more expensive than Geigco and the others? I've never checked. I suspect that they are. I worked for Travelers Insurance for ten years defending injury claims, worked with lots of lawyers paid by other insurance companies. Including the cheap "substandard" carriers. I saw every day that the insured individuals get what they pay for. Those who pay the lowest insurance premiums get the worst treatment, with cases that drag on for years and years, and sometimes the results are worse. You really do get what you pay for. I just can't run out of good things to say about USAA. __________________ Extremism in the defense of Liberty is no vice. . . Restraint in the pursuit of Justice is no virtue. Senator Barry Goldwater, 1964