Quote:
Originally Posted by PiracyPitbull
Made a claim for hail damage in 2012 - the damage assessor we hired put in a claim to our insurance company for replacement roof (shingle to 40 year Asphalt) full house repaint, deck and fence re-stain, garage ceiling re skim/paint.
Cost was 38k, insurance company paid and didn't raise premiums.
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That's... amazing. Then again, did you have a longstanding "claims-free discount" like I have? If not then you probably wouldn't notice a rise in premiums. I on the other hand enjoy a 20% discount which I would lose if I make this claim. In 20+ years I've never once made a claim. I always did repairs myself or paid someone.
And as I said it's not really all that lucrative of a claim, 1-2k at most. If it was worth 20 or 30k I'd consider it.