Quote:
Originally Posted by Barry-xlovecam
Reading a card from a submitted image has a lot of fraud possibilities.
Scanning an EVM chip on a card makes more sense -- then it is a card present (on the internet) transaction.
Paypal has a deal with Epoch I surmise because of risk consolidation -- Epoch will screen their merchants so the merchant fraud risk is minuscule. Also, I would expect that Paypal earns a premium fee on these adult transactions too?
|
The way the app worked seems to be the app reads the card details (no different if you were to enter the info directly). I do not think the app took a copy of the photograph, but it simply stayed on your mobile phone.