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That is interesting what you said regarding AC Pay - in that they were pulled in line by Visa. Being one of many recently screwed by Glo-Bill (and with them prior to the whole Visa fee thing) I truly believed that they were a secure company. At worst, I figured that the shit may hit the fan one day and we would have to cough up the Visa fees. I'm wondering why AC Pay wasn't hit as hard. It makes me wonder if perhaps Glo-Bill was processing some sites with questionable content...
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